Savings & CD Rates

Share Savings Rates / IRA Share Rates

Effective 2/01/2026

Share Accounts with a balance of...

$100 and Up .05% - .05% APY
Savings account dividends are accrued and paid monthly.

Share Certificate (CD) Rates / IRA Share Certificates Minimum $1000
06 Month Term 2.75% - 2.78% APY
12 Month Term 3.00% - 3.03% APY
18 Month Term 3.25% - 3.29% APY
24 Month Term 3.50% - 3.55% APY

*Please call to verify rates are still accurate.

Share certificate dividends are accrued and paid quarterly. There is a 90 day dividend penalty for early withdrawal on all certificate accounts.

*Draft / Checking Accounts do not pay any interest.