Effective 5/1/18 Checking Accounts | |
| Stop Payment | $25 per item |
| Draft Returned for NSF or Honored | $30 |
| Cleared Draft Copies | $3.00 each |
| ATM / Debit Card | |
| NSF Withdrawal | $30 |
| ATM Transaction at WCCU ATM or MoneyPass ATM | FREE |
| ATM PIN Transaction at machine other than WCCU | $1.25 |
| Debit Card Transaction (pin-less transactions) | FREE |
| Debit Card Replacement Fee | $10 |
| Gift Cards (Loadable ONE time) | |
| VISA Gift Cards | $3.50 |
| VISA Credit Cards | |
| Over-limit Fee | $20 |
| Late Payment Fee (after 10 days overdue) | $20 |
| Replacement Card Fee | $10 |
| Returned Check Fee (returned payment) | $20 |
| Foreign Transaction Conversion Fee | 1% |
| Cash Advance/Balance Transfer Fee | 2% (min $2/max $50) |
| Loan Fees | |
| Processing Fee | $40 unsecured/$75 secured |
| Loan Late Payment (after 10 days overdue) | $20 |
| Application Fee | varies |
| IRA Accounts | |
| Early Withdrawals ($1000 min) | $25 |
| Share Certificates (CD's) | |
| Early Withdrawal Prior to Maturity | 90 days interest penalty |
| Miscellaneous | |
| ACH NSF Fee / ACH Honored | $30 |
| ACH Stop Payment (one time stop) | $25 |
| Garnishment / Collection Item Fee | $25 |
| Account Closed Within 90 Days of Opening | $5 |
| Child Support Payments | $5 each |
| Holiday Club Accounts Early Withdrawal Fee | $5 each |
| Credit Union Cashiers Checks Payable to Non-Members | $3 |
| Credit Union Cashiers Checks Payable to Member | $1 |
| Statement / History Printouts | $1 per page |
| Deposit Item Returned (from your account) | $25 |
| Deposit Item Returned (from other people) | $20 |
| Wire Fee - Outgoing Domestic | $15 |
| Wire Fee - Incoming | $5 |
| Returned Mail Fee | $2 |
| Certified Mail | actual cost |
| Dormant Account Fee (after no activity for 12 months) | $3 / month |
| Money Orders | $1 |
| Non-Member Check Cashing (must be drawn on WCCU) | $5 |
| Notary Service | FREE |
| Overdraft/Honor Fees* | $30 |
| Photocopy Fee | $0.25 per page |
| Fax Fee (10 page max) | $1/local $3/non-local |
* Overdraft fees can be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. |
Fee Schedule
HELP (513)-202-1306