Effective 5/1/18


Checking Accounts


Stop Payment$25 per item
Draft Returned for NSF or Honored$30
Cleared Draft Copies$3.00 each


ATM / Debit Card
NSF Withdrawal$30
ATM Transaction at WCCU ATM or MoneyPass ATMFREE
ATM PIN Transaction at machine other than WCCU $1.25
Debit Card Transaction (pin-less transactions)FREE
Debit Card Replacement Fee$10


Gift Cards (Loadable ONE time)
VISA Gift Cards$3.50


VISA Credit Cards
Over-limit Fee $20
Late Payment Fee (after 10 days overdue)$20
Replacement Card Fee$10
Returned Check Fee (returned payment)$20
Foreign Transaction Conversion Fee1%
Cash Advance/Balance Transfer Fee2% (min $2/max $50)


Loan Fees
Processing Fee $40 unsecured/$75 secured
Loan Late Payment (after 10 days overdue)$20
Application Feevaries


IRA Accounts
Early Withdrawals ($1000 min)$25


Share Certificates (CD's)
Early Withdrawal Prior to Maturity90 days interest penalty


Miscellaneous
ACH NSF Fee / ACH Honored $30
ACH Stop Payment (one time stop)$25
Garnishment / Collection Item Fee$25
Account Closed Within 90 Days of Opening$5
Child Support Payments $5 each
Holiday Club Accounts Early Withdrawal Fee$5 each
Credit Union Cashiers Checks Payable to Non-Members $3
Credit Union Cashiers Checks Payable to Member$1
Statement / History Printouts $1 per page
Deposit Item Returned (from your account)$25
Deposit Item Returned (from other people)$20
Wire Fee - Outgoing Domestic$15


Wire Fee - Incoming$5
Returned Mail Fee$2
Certified Mailactual cost
Dormant Account Fee (after no activity for 12 months)$3 / month
Money Orders$1
Non-Member Check Cashing (must be drawn on WCCU)$5
Notary Service FREE
Overdraft/Honor Fees*$30
Photocopy Fee $0.25 per page
Fax Fee (10 page max) $1/local   $3/non-local


* Overdraft fees can be created by check, in-person withdrawal,

ATM withdrawal, or other electronic means. 



Fee Schedule

Whitewater Community Credit Union Logo

HELP (513)-202-1306